Aadhaar Enabled Payment System (AEPS) has brought ATM to your doorstep. Now you can Withdraw or check your bank balance through the banking correspondent/ Service Point/ Retailer Outlet.

AEPS access your Banking services without any phone or internet. Even you don’t need to remember the PIN. Rather, it accept only Aadhaar data for the authentications like UPI and USSD. AEPS is an initiative of the NPCI

The Aadhaar to Aadhaar fund transfer mechanism is especially designed for the Merchant payments. A shopkeeper can use the dedicated app for this purpose.

Transactions Through the AEPS

Services can be done through the AEPS.

1. Cash Withdrawal

2. Cash Deposit (Temporarily disabled)

3. Balance Check

4. Mini Statement

5. Printed Reciept

Requirements for AEPS

Through AEPS, you can get money without producing any paper or card. However, your Aadhaar number should be registered with your Bank account. If did not linked your Aadhaar number with your bank account, the AEPS function would not useful. For AEPS transaction, you need following information.

1. Aadhaar Number

2. Bank IIN or Name

3. Fingerprint

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